Best/Cheapest Insurance options?

[Mirage775]

What insurance company are most of yall using? I have State Farm on my Goblin, but they only would put full coverage on it @ right at $100 a month... I've heard some people say their Goblins' insurance is barely $100 a year? I don't really care who I have insurance from, I just want insurance, because I'm not a piece of **** person!

 

[Desert Sasqwatch]

Depends upon your location, previous driving record, insured value, etc. $100 per month could be a good price in some locations.

 

[Scott Geyer]

$100 a month in Michigan with 0 points through State Farm. AAA no longer insures kit cars

 

[Mirage775]

Alabama, immaculate driving record, no wrecks, no tickets, nothing, 50 years old. I have 4 vehicles and our house insured through State Farm. Been with them for years, just wondering if what I've heard from others about their Goblin insurance being way less than that?

I knew Hagerty didn't insure them, I have my old Mustang with them. Didn't know that about AAA

 

[Gtstorey]

$100 per year for liability only through Safeco.

 

[Mirage775]

$100 per year for liability only through Safeco.

Thank you! Do a lot of people use them? I don't get to drive it much, less than 10 times over the last 9 months...

 

[LLBenJ]

I'm insured through USAA for just under $400 per year.

 

[Mirage775]

I'm insured through USAA for just under $400 per year.

Cool, but wouldn't I have to have a military background, in order to have their insurance?

 

[LLBenJ]

Immediate relative or family member is enough for USAA membership.

 

[Traé]

Reach out to an independent agency in your area. For example, I had no luck reaching out to Hagerty and Grundy on my own, but through the independent I got quotes from both Hagerty and Grundy .

I ended up going with Grundy and have full coverage for less than $300 a year. No real mileage limit but does need to be garage kept (picture evidence required) and you sign something stating you will not be using it for any track or timed race events.

 

[Mirage775]

Immediate relative or family member is enough for USAA membership.

Yea, that's what I thought... Nobody alive in my family anymore, that were in the military...

 

[Mirage775]

Reach out to an independent agency in your area. For example, I had no luck reaching out to Hagerty and Grundy on my own, but through the independent I got quotes from both Hagerty and Grundy .

I ended up going with Grundy and have full coverage for less than $300 a year. No real mileage limit but does need to be garage kept (picture evidence required) and you sign something stating you will not be using it for any track or timed race events.

Yea, Hagerty is like that on the Mustang, no track/race events. Hell, if I finish my Mustang, it's probably going to become a garage queen and never leave it! Maybe I can sell the Goblin and won't have to mess with finding a cheaper insurance company, but if I don't sell it, I'll definitely have to find someone different... Is that lady owned insurance company up north still an option? If so, is she any cheaper/better than what I have? Someone said she was something like $60-$70 a month, but I'm not sure who is right half the time?

 

[Traé]

Yea, Hagerty is like that on the Mustang, no track/race events. Hell, if I finish my Mustang, it's probably going to become a garage queen and never leave it! Maybe I can sell the Goblin and won't have to mess with finding a cheaper insurance company, but if I don't sell it, I'll definitely have to find someone different... Is that lady owned insurance company up north still an option? If so, is she any cheaper/better than what I have? Someone said she was something like $60-$70 a month, but I'm not sure who is right half the time?

Not sure who you’re referring to…rally insurance maybe? I got a quote from them and it was almost $1,200 a year.

 

[Mirage775]

Not sure who you’re referring to…rally insurance maybe? I got a quote from them and it was almost $1,200 a year.

Yea, I think that's who it was? I think it was a company that had a lot of Goblins insured? That's what I'm paying now through State Farm and I would think State Farm is a much better company

 

[Ark :D]

Where you live is a big component in the equation. I live in south central PA, and have full coverage from Rally (American Modern) for $382/yr.

 

[Sluggonaut]

I have Rally and it's $360 for the year. Full coverage, agreed value at $20k, no race events, and 6k mile limit per year.

 

[Mirage775]

Where you live is a big component in the equation. I live in south central PA, and have full coverage from Rally (American Modern) for $382/yr.

Alabama used to not be too bad, but everyone has moved to Huntsville, since those stupid sites said for 2 years in a row, this town was the #1 town to live in.... I've been here all 50 years of my life and never thought that, LOL! I will try to call them tomorrow.

 

[Mirage775]

I have Rally and it's $360 for the year. Full coverage, agreed value at $20k, no race events, and 6k mile limit per year.

Cool! If I don't forget, I'll call them tomorrow. Anyone have their number handy? It might sell in a couple of months, I'm not sure though?

 

[95Blitz]

Alabama used to not be too bad, but everyone has moved to Huntsville, since those stupid sites said for 2 years in a row, this town was the #1 town to live in.... I've been here all 50 years of my life and never thought that, LOL! I will try to call them tomorrow.

You will be happy to know it's no longer #1 on those list, at least that is what I have heard.

 

[Mirage775]

You will be happy to know it's no longer #1 on those list, at least that is what I have heard.

I'm already aware of this, LOL! It hasn't been for a couple of years and I'm 100% fine with that, but now, the whole county has so many new apartments in it.... Everybody moved to Huntsville, but doesn't have a job... Man, it's gotten so much busier over the last 5 years, it's almost unbearable now