I have my DD truck's insurance through a broker my family has worked with for a long time. When I spoke to her after I ordered my kit, she said that because I have a policy through them for a vehicle that can be considered daily use, they can consider the Goblin a weekend or low mileage use vehicle. The policy is going to be on par with others who are getting ~$500 annual rates. I can't speak more highly about having a broker that we have a good relationship with - she navigates the headache side of the insurance, and I essentially pay the same or maybe slightly less due to their buying power.Based upon this, I called them earlier this week and and was quoted $1300 for the same coverage (no tickets or accidents).
I'm 33, not married, and an extremely clean driving record.